Weekly Round-Up -- July 16, 2026

Good morning! This week, Hanif Bayat joins the podcast for a thought-provoking conversation on Canada's economy, housing market, mortgage lending and the forces shaping affordability across the country.

Also, a reminder that Indigo's 50% off in-store sale on "The Wealthy Barber" ends July 19, so don't miss your chance to take advantage of the promotion. We hope you enjoy this week's content!

PODCAST
Hanif Bayat: Macroecenomics and Entrepreneurship in Canada

Our guest this episode is Hanif Bayat — founder and CEO of WOWA.ca, one of Canada's largest personal finance platforms. A former quantitative analyst at BMO and RBC with a Ph.D. in theoretical chemical physics from the University of Toronto, Hanif left banking in 2018 to build WOWA into a resource of over 1,000 calculators, guides and market reports now used by millions of Canadians every year.

In this episode, Dave and Hanif dive into the state of the Canadian economy, starting with the story behind WOWA and how it grew into a platform reaching millions of page views. They explore the drivers of Canada's housing affordability crisis, why asset prices have climbed so far beyond the Consumer Price Index, and how loose monetary policy has reshaped what Canadians can actually afford.

Along the way, Hanif shares his perspective on policy solutions for Canada's real estate market, the looming US debt, the lack of financial knowledge among consumers, and where the mortgage industry stands today.

Whether you're trying to make sense of Canada's housing market or curious about the bigger economic forces shaping your finances, this episode is packed with sharp analysis and practical perspective you won't want to miss. Tune in now on our website, YouTube, Apple Podcasts, Spotify and all other podcasting platforms!

SAVING
50% Off “The Wealthy Barber” Extended at Indigo Until July 19th

Good news! The 50% off in-store Indigo promotion on “The Wealthy Barber” has been extended until July 19. Thanks to everyone who has already picked up a copy — we truly appreciate your support.

SPENDING WISELY
The First Money Lesson Every Kid Should Learn

The idea is simple but powerful: money is finite. Learning that every purchase involves a trade-off can change the way both kids and adults think about spending.

THROWBACK THURSDAY
”What Financial Advice Would You Give Your Younger Self?”

⏪Throwback Thursday: What financial habit do you wish you’d started earlier?

“If you could go back in time, what financial would you give your younger self? Very smart responses.”

INVESTING
Why Does Canada Have Some of the Highest Mutual Fund Fees in the World?

Canadians know more about fees than ever before, yet actively managed mutual funds still dominate. Dave and Sandi discuss why.

INVESTING
TFSA vs. RRSP? They Are Just Financial Tools

Dave and Sandi Martin discuss why the RRSP vs. TFSA debate isn’t about choosing a winner — it’s about using the right tool for your situation.

REAL ESTATE
Always Negotiate Your Mortgage Rate in Canada

The mortgage rate you see advertised may not be the rate you actually qualify for. Dave and Hanif Bayat discuss why negotiating matters.

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